The Personal Tools section of the policy is extended to cover computers, tablets and similar devices used in connection with your business.
In respect of this extension;
a) the amount payable will be the limit of liability shown in the schedule against personal tools this amount being included within such limit of liability and not in addition to the limit of liability
b) where payment is made for computers, tablets or similar devices the excess under the Personal Tools section shall be as shown in the schedule, subject to a minimum of £250
c) mobile phones, smart phones, smart watches or similar wearable devices are not insured.